Job summary
Sanabil Studio (TradePay) in Riyadh seeks a Head of Data & Credit Analytics to build and lead decision science, fraud detection, and portfolio analytics. The role designs underwriting and real‑time decisioning systems, monitors portfolio health, and embeds analytics into operational systems.
Key responsibilities
- Design and own merchant scoring and decisioning frameworks
- Develop underwriting, fraud, and portfolio monitoring models
- Optimize credit limit allocation, pricing, and repayment segmentation
- Create analytical frameworks for SKU velocity and transaction behavior
- Embed real-time decisioning with Product and Engineering
- Build dashboards, reporting, and early warning indicators
- Define data pipelines, quality standards, and governance
- Hire and lead data science and analytics hires
Requirements
- 6+ years in data science, credit analytics, decisioning, or fintech analytics
- 2+ years in a leadership or senior IC role
- Strong hands-on SQL and Python skills
- Experience building underwriting, fraud, or risk models
- Familiarity with alternative or behavioral data models
- Knowledge of portfolio analytics and repayment behavior
- Experience building dashboards and reporting from scratch
- Fluent in Arabic and English
Benefits
- Competitive pay aligned with experience
- Meaningful equity stake
- Access to real FMCG transaction data
- Premium equipment from day one
- Direct mentorship from founder and leadership
Skills
SQLPythonCredit modelingFraud detectionPortfolio analyticsA/B testingData pipeline designDashboardingMachine learningRisk segmentation
Source: Company careers page. Last checked as open: 14 Nov 2026. You apply directly with the employer.
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