Saudi IAIC Cooperative Insurance Company

Comprehensive Sharia‑compliant insurance solutions for individuals and organizations

About the website

Saudi IAIC Cooperative Insurance Company (Salama) offers a range of insurance products for individuals and organizations in Saudi Arabia. The company serves clients seeking vehicle, health, travel, professional malpractice and general insurance solutions, providing Sharia-compliant products including a broad portfolio of general insurance offerings. Salama issues motor insurance policies including comprehensive and third-party coverages that address loss or damage from accidents, theft and fire according to policy terms and exclusions. Motor services include provision of an alternative vehicle and personal accident cover for drivers and passengers. The company also provides corporate and SME medical insurance plans that comply with the Council of Cooperative Health Insurance regulations. The travel insurance policy covers individual and corporate travelers abroad for death and personal accident, emergency medical expenses, repatriation, loss or delay of checked baggage, passport loss and third-party liability. Salama also offers comprehensive medical malpractice insurance products for healthcare practitioners who are subject to mandatory coverage, and a range of general insurance products including engineering, marine, property and liability coverages. Salama states a mission to deliver innovative, specialized insurance solutions supported by strong financial and human resources, and emphasizes values such as transparency, responsibility, and cooperation.

Services & products

Motor insurance (comprehensive & third-party)
Provision of alternative vehicle
Medical insurance for corporates and SMEs
Travel insurance (medical, repatriation, baggage)
Medical malpractice (professional indemnity)
General insurance (property, liability)
Engineering and marine insurance

Frequently asked questions

What types of motor insurance coverage does the company offer?

Salama provides motor insurance policies including comprehensive and third-party coverages. Policies cover loss or damage from accidents, theft and fire according to the terms and exclusions in the policy, and include related services such as an alternative vehicle and personal accident cover for drivers and passengers.

Does the company provide medical insurance for businesses?

The company offers comprehensive health insurance coverage for corporate groups and small-to-medium enterprises in compliance with the Council of Cooperative Health Insurance regulations, providing healthcare services to covered groups.

What does the travel insurance policy cover?

Salama’s travel insurance policy covers individual and corporate travelers for risks abroad including death and personal accident, emergency medical expenses, repatriation, loss/delay of checked baggage, passport loss, and third-party liability.

Is professional indemnity (medical malpractice) insurance available?

Yes. The company offers comprehensive medical malpractice (professional indemnity) insurance products for healthcare practitioners that are subject to mandatory coverage in the Kingdom, including doctors, dentists, nurses, therapists and clinical technicians.